Our Team
Nikel is an embedded SME lender. We provide end-to-end lending solutions to banks and technology companies in South East Asia. 
We believe the only way to solve the small business credit gap is by making lending more affordable.

At Nikel we offer customers the ability to easily configure whatever type of loan you want, use our APIs to embed the solution within your existing offering and benefit from our analytics to power robust credit decisions. Our solution allows our customers to start small and test new propositions, and scale rapidly to drive volume. 

Nikel is an impact company focussing on making a sustainable contribution to our community. We focus on loans that have the purpose of enabling the livelihood of individuals in the markets we operate.

Reinier Musters

Chief Executive Officer

Dewi Wiranti

Indonesia Country Head

Mankenzie Tan

Chief Operating Officer & Head of Legal

Smriti Gupta

Chief Financial Officer

Tam Trinh

Chief Analytics Officer

Jonathon Austin

Chief Technology Officer

Grace Su Lei Naing

Head of Impact

Maurits Kranenberg

Head of Product

Shape the Future of Small Business Lending

At Nikel, we trouble shoot clients’ key challenges in lending through code.

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